Do you want to have a Credit Card? Think the following points before you have a one.

Credit Cards are the most common mode of unsecured loans that can easily be available to everyone. Almost every banks are now offering credit cards to its 'good rated' customers. 

Before getting ready to avail the credit cards, please check out the following things.​

• Plan for an effective monthly budget. 
• Need for credit.
• Capacity to repay. 
• Choose the right type of credit cards to you.
• The interest free period of the credit cards.
• The interest rates for the credit cards. 
• The payment overdue and the outstanding will affect your CIBIL Score/ Credit Score. 
• Get an advice from your friend/relative about the experience ( both good and bad) over his/her credit card management.

Credit cards when it is used effectively it gives you additional benefits and advantages. But, when the payment could not be made in time and the credit utilization goes out of your hand, it will create a big headache to you. ​

நீங்கள் கிரெடிட் கார்டு வாங்க போகிறீர்களா?
​அப்போ, மேற்கண்ட தகவல்கள் உங்களுக்கு பயன்தரும்.